Wealth Building Roadmaps
Richard Younkman is a dedicated financial professional committed to helping individuals and families plan and invest for a secure retirement.
His company, Secure Future is committed to Retirement Income Planning, Comprehensive Life Planning, and Wealth Building for clients of all ages.
As an Independent Retirement Planner, Richard specializes in the financial services business with a very unique approach in that he helps people find money they are currently transferring away unknowingly and unnecessarily in major areas. He addresses areas such as Mortgages, Taxes, how you fund your Qualified Plan and where mistakes may be, College Planning, and expenses like car payments and credit cards. Most people will lose more money in these areas than they will accumulate in their lifelong savings account. A much more positive impact can be made on your financial future by helping you avoid the losses rather than helping you try to pick the winning & often riskier investments. It makes little sense to endeavor to save a million dollars only to discover you lost a million, unnecessarily, along the way.
His company, Secure Future is committed to Retirement Income Planning, Comprehensive Life Planning, and Wealth Building for clients of all ages.
As an Independent Retirement Planner, Richard specializes in the financial services business with a very unique approach in that he helps people find money they are currently transferring away unknowingly and unnecessarily in major areas. He addresses areas such as Mortgages, Taxes, how you fund your Qualified Plan and where mistakes may be, College Planning, and expenses like car payments and credit cards. Most people will lose more money in these areas than they will accumulate in their lifelong savings account. A much more positive impact can be made on your financial future by helping you avoid the losses rather than helping you try to pick the winning & often riskier investments. It makes little sense to endeavor to save a million dollars only to discover you lost a million, unnecessarily, along the way.
Holistic Approach
Are there vehicles that can provide you with tax free income (without Roth restrictions), excellent returns with no risk to principal or growth, increased liquidity, increased retirement income, and give you a more secure future?
Yes, absolutely! We will assist you in gaining knowledge and understanding of these types of investments. Guiding you to understand why some choices are far better than others is a crucial part of our role! However, all these tools work exponentially better if they are well crafted into a comprehensive planning strategy.
In other words, find the holes in your bucket, plug them; then apply smarter choices to improve the flow of growth that goes into your retirement bucket.
By definition, the word "holistic" means: "relating to or concerned with wholes or complete systems rather than with the analysis of, treatment of, or dissection into parts. (summarized by Aristotle in the Metaphysics: "The whole is different from the sum of its parts" (1045a10).
Yes, absolutely! We will assist you in gaining knowledge and understanding of these types of investments. Guiding you to understand why some choices are far better than others is a crucial part of our role! However, all these tools work exponentially better if they are well crafted into a comprehensive planning strategy.
In other words, find the holes in your bucket, plug them; then apply smarter choices to improve the flow of growth that goes into your retirement bucket.
By definition, the word "holistic" means: "relating to or concerned with wholes or complete systems rather than with the analysis of, treatment of, or dissection into parts. (summarized by Aristotle in the Metaphysics: "The whole is different from the sum of its parts" (1045a10).
Where to begin?
There are many informative videos within this site that review some of the concepts that we educate our clients upon. We believe in following a process so that our clients can assimilate and validate along way. We also realize that too much information on a web site can be overwhelming & lead to "Paralysis by Analysis".
In other words: procrastination in starting a better tomorrow! Therefore, start with "Club vs. Swing", "Retirement: Ready or Not", and "Circle of Wealth" video page links at top of Home Page. They will give you an awesome head start. After that; it starts with a simple conversation. Some of the other video web pages may be password specific; so, we will give you additional access via passwords to some of the other valuable web page links at our 1st meeting. It is an amazing, inspiring, and beautiful process if done correctly. See you soon. Enjoy!
In other words: procrastination in starting a better tomorrow! Therefore, start with "Club vs. Swing", "Retirement: Ready or Not", and "Circle of Wealth" video page links at top of Home Page. They will give you an awesome head start. After that; it starts with a simple conversation. Some of the other video web pages may be password specific; so, we will give you additional access via passwords to some of the other valuable web page links at our 1st meeting. It is an amazing, inspiring, and beautiful process if done correctly. See you soon. Enjoy!
About
Mr. Younkman works with existing clients, their families, and folks they refer. This site is meant for their educational support and reinforcement. By working with Richard, individuals can receive a professionally designed planning strategy, tailored to their particular retirement planning and life needs. All clients receive a classy, personalized, name embossed, leather bound planning book that includes: concepts, their personalized planning strategies, & instructions for the future. He is committed to helping individuals plan for a secure retirement while improving their present lifestyle. Richard’s planning expertise, combined with safety first retirement planning products; creates a powerful strategy that is based upon logic, math, and a common sense philosophy that is aligned with individual client needs. Our goal is to reduce risk while improving returns for our clients through proper comprehensive strategies that last an entire lifespan and can even benefit the next generation.
Mission Statement
To put the client’s needs first. I consider what is truly in a person’s best interest; based on their mindset, risk assessment, where they are, and where they are going in their lives. While knowledge & expertise are important, they are only half the equation. It is not just about numbers, charts, & strategies. It’s about caring; caring enough to take the necessary time to find out what the persons’ wants and needs are. In other words, addressing "What keeps you up at night"? Many planning firms come from the head, offering advice backed by charts and jargon. While visuals are certainly helpful, by contrast, I come from the heart. It is important to connect with clients on a human level, affirming their needs and providing advice that addresses their hopes and fears. Secure Future’s philosophy is based on this human approach. It is flexible and ongoing. We rely heavily on the intuition gained from my clients. Client investment needs are matched with appropriate investment opportunities. I relate to my clients with compassion, placing myself in their shoes, changing my perspective to theirs. From that viewpoint, I can better understand where my clients are and what is needed when creating investment strategies for them.
Today's ever-changing economic climate, complex tax laws and skyrocketing medical, educational and housing costs make planning ahead a necessity for virtually everyone. Secure Future provides retirement planning with an educational, consultative, and heartfelt approach.
Mission Statement
To put the client’s needs first. I consider what is truly in a person’s best interest; based on their mindset, risk assessment, where they are, and where they are going in their lives. While knowledge & expertise are important, they are only half the equation. It is not just about numbers, charts, & strategies. It’s about caring; caring enough to take the necessary time to find out what the persons’ wants and needs are. In other words, addressing "What keeps you up at night"? Many planning firms come from the head, offering advice backed by charts and jargon. While visuals are certainly helpful, by contrast, I come from the heart. It is important to connect with clients on a human level, affirming their needs and providing advice that addresses their hopes and fears. Secure Future’s philosophy is based on this human approach. It is flexible and ongoing. We rely heavily on the intuition gained from my clients. Client investment needs are matched with appropriate investment opportunities. I relate to my clients with compassion, placing myself in their shoes, changing my perspective to theirs. From that viewpoint, I can better understand where my clients are and what is needed when creating investment strategies for them.
Today's ever-changing economic climate, complex tax laws and skyrocketing medical, educational and housing costs make planning ahead a necessity for virtually everyone. Secure Future provides retirement planning with an educational, consultative, and heartfelt approach.
